| Dollar Amounts in Thousands | 2008 |
|
| Assets | ||
| Cash and Due from Banks | 19,186 |
16,819 |
| Federal Funds Sold | 924 |
6,500 |
| Investments | 32,002 |
38,471 |
| Loans, Net of Reserve | 173,351 |
187,767 |
| Bank Premises, Equipment | 19,162 |
23,708 |
| Other Assets | 5,348 |
5,637 |
| Total Assets | 249,973 |
278,902 |
| Liabilities | ||
| Demand Deposits | 77,881 |
83,397 |
| Time Deposits | 142,371 |
165,264 |
| Total Deposits | 220,252 |
248,661 |
| Federal Funds Purchased & Other Borrowings | 5,000 |
- |
| Other Liabilities | 993 |
1,682 |
| Total Liabilities | 226,245 |
250,343 |
| Shareholders Equity | ||
| Capital Stock | 1,010 |
1,010 |
| Surplus | 19,760 |
22,931 |
| Undivided Profits | 2,958 |
4,618 |
| Total Shareholders Equity | 23,728
|
28,559
|
| Total Liabilities & Shareholders Equity | 249,973 |
278,902 |
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