CDs and IRAs

Bank of the West offers Certificate of Deposits and Individual Retirement Accounts. Visit a Bank of the West Branch near you.


Fixed Rate CD

$1,000 to open this 30 day to 5 year CD. Deposits and withdrawals are not allowed before maturity. At that time, the CD automatically renews with the same term at the current rate. There are three interest payment options: 1) interest is added back to the CD annually, or at maturity if less than 1 year; 2) interest check monthly, quarterly, annually, or at maturity if less than 1 year; 3) transfer to another account monthly, quarterly, annually, or at maturity if less than 1 year.


Fixed Rate IRA

$1,000 to open this 1,2,3,4,or 5 year IRA. Deposits are allowed to the account, but withdrawals are not. Additions will earn interest from date of deposit and will not change maturity date. At maturity, the IRA automatically renews with the same term at the current rate. Annual interest payments.


Youth CD

$250 to open this 1 year CD. Deposits are allowed on this account, but no withdrawals. At maturity, this CD automatically renews at the current rate.


Senior CD

$1,000 to open this 1 year CD. Deposits are allowed ($100 minimum deposit), but no withdrawals. At maturity, this CD automatically renews at the current rate.