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Business Accounts

Bank of the West offers many different Business Banking Options with features that are sure to fit your business needs. Visit a Bank of the West Branch near you to open your account today.

 

Savings Account

$100 to open this account. If the account balance drops below $500, a quarterly service charge of $5 will be charged. Three (3) withdrawals are allowed per quarter with no fee. For withdrawals in excess to the allowed 3 per quarter, a $1 fee will be charged for each withdrawal.

Commercial Wagon Wheel Money Market Account

$2,500 to open this account. If the account balance drops below $10,000, a monthly service charge of $15 will be charged. Six (6) preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions per statement cycle. There is a $15 fee for each withdrawal over 6 per statement cycle.

Premier Business Checking Account

Minimum balance to open account - $300

Fees:

  • No monthly service charge
  • No per item fee for the first 250 paper items (checks, deposit slips, deposited items)
  • $0.50 per item charge over 250 paper items
  • No per item fee for PIN based or signature based debit card transactions, ACH transactions, online banking transfers, or bill pay transactions.
  • Month-end statement with statement images

Commercial Checking Account

Minimum balance to open account - $300

Fees:

  • A maintenance fee of $10.00 will be charged each month.
  • A deposit fee of $0.30 will be charged for each deposit slip posted.
  • An item fee of $0.10 will be charged for each item in the deposit.
  • A paid check fee of $0.15 will be charged for each check paid.
  • FDIC Charge - The assessment rate paid by Bank of the West is applied to the average ledger balance.

Earnings Credit - This account features an earnings credit which is applied to reduce or eliminate fees on this account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit.

CDARS

With CDARs, you can access FDIC protection on multi-million dollar CD Investments through Bank of the West, CDARS can be a valuable cash management or longer-term investment tool for you.

Learn More About CDARS

Important Notice: Beneficial Ownership

Beneficial Ownership requirements Effective May 11, 2018

Please Read More...

Important Notice: Corporate Account Takeover

Corporate Account Takeover is the business equivalent of personal identity theft.

Please Read More…

 

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