Welcome to Bank of the West!

 

Bank of the West Google Play App Icon

Bank of the West
Free in Google Play

Download

Bank of the West Google Play App Icon

Bank of the West
Free in Google Play

Download

Bank of the West Apple Store App Icon

Bank of the West
Free in the App Store

Download

Bank of the West Apple Store App Icon

Bank of the West
Free in the App Store

Download

Online Banking

Log In

Error, press "Login" to continue.

Log In

Error, press "Login" to continue.

Log In

SBA Preferred Loans 

Bank of the West was organized in 1985 as a privately capitalized, independent commercial bank. One of our primary functions is to provide small businesses with long term capital by originating and servicing small business loans through the loan guarantee programs of the United States Small Business Administration.

 

Eligible Small Businesses

The SBA Program is offered to all eligible businesses, contact one of our lenders if you are interested in the US SBA Loan Program. 

Why Select Bank of the West?

Our professional staff is trained to be efficient, responsive, and flexible. As a participant in SBA's Preferred Lender Program, Bank of the West makes the loan application quick and simple. We provide timely responses regarding qualification to apply for a SBA guaranteed loan. As specialists, the application process can be streamlined, with an approval usually obtained within ten business days. As a bank specializing in SBA small business loans, we give special treatment and service to all of our SBA clients.

Underwriting Standards

Bank of the West's lending standards are straight forward and based on common sense. Successful applicants must be of good character, show the ability to operate a business successfully, have sufficient capital to operate the business on a sound financial basis, and show the capacity to repay the loan based on earnings and/or future projections based upon sound theory and data.

Most loans are secured by a first lien on owner-occupied commercial real estate and/or machinery and equipment. Hazard insurance on all collateral is mandatory. The principals in the business must provide personal guaranties, and life insurance is usually required on the LIFE of the principals.

TYPES OF LOANS

Real Estate

Long term financing up to 25 years is available for expansion or acquisition, new construction, or refinance of existing mini-perm debt for owner occupied projects.

Equipment

Financing is available up to 10 years for acquisition or refinance.

Permanent Working Capital

Financing provided up to 10 years to promote growth or expansion, secured by commercial real estate.

Loan Terms

  • $50,000 to $5,000,000
  • Adjustable rates tied to low New York prime as published in the Wall Street Journal
  • Up to 25 years
  • Owner occupied
  • Security may be a combination of business and personal assets
  • Fully amortizing

Paycheck Protection Loans (PPP)

Please click here for more information on the SBA Paycheck Protection Program (PPP) loans and Forgiveness Program.

 

Personalization Settings

x

Welcome

Bank of the West would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again

Weather

Grapevine, Texas
52° F
11° C
Clear
NNE at 6 mph
0 mm
44%
16 km
1026 mmHg
0%
Monday
58°
14°
47°
Sunny
NNE at 15 mph
Tuesday
67°
19°
45°
Sunny
S at 12 mph
Wednesday
68°
20°
53°
12°
Partly Cloudy
SSW at 14 mph
Thursday
76°
24°
58°
14°
Patchy rain nearby
SSE at 15 mph
Friday
71°
22°
56°
13°
Cloudy
NE at 11 mph
Change Location

Education Center

Newsletter

Resources

Close Questions overlay

How can we help you?

Want to talk to someone right now?

Planning to come visit?

Helpful Quicklinks

Send us an email.