Welcome to Bank of the West!
eCorp/Online Banking - Business
Our business customers will experience multiple benefits from utilizing our cash management tools within eCorp, our Online Banking platform. By customizing their banking profile within eCorp, our business customers can select services from our business solutions based on their banking needs, which includes access management for the account owner to tailor to their business practices.
Check fraud continues to be on the rise, but you can help identify and reduce fraud on your account by adding Positive Pay service to your business account.
How does Positive Pay work?
As business customers issue checks, their authorized users will create an online data file that contains the details for those issued checks then will upload that file into their eCorp (Business Online) profile. Each business day, for checks that are presented for processing on the business account, the customer/authorized user is to review and verify those presented checks for processing. If the checks don’t match the data file then the customer/user will take action to “reject” and not process those presented checks within the Bank's established cut-off time. The process is very simple and helps our customers monitor their account more closely, and is an added safeguard to fraudulent checks posting on the business account. Plus, it's offered at no cost to our business customers.
Our ACH solution, ACH Manager, provides a streamlined process for our business customers to submit their ACH transactions (debit or credit) for their payment processing needs. This solution provides more efficiencies, flexibility to normal processing schedules, can help reduce input errors and fraud risk, and decreases payment-processing time in your office. Security access and user settings are placed by the account owner to help safeguard their data and to allow the necessary controls and procedures based on their business needs. For more information and requirements, please contact us.
You can access the current NACHA Operating Rules & Guidelines by clicking here.
Make the most of your time by eliminating the drive to the Bank to make your deposits! Our business customers can take advantage of Remote Deposit Capture, our remote deposit service - the quickest most convenient way to make daily deposits from the convenience of your office.
Scan, submit and deposit all of your checks electronically. Remote Deposit is no longer a trend, but an essential option that can improve your operation efficiencies. For more information and requirements, please contact us.
Merchant Credit Card Processing Services provides convenient and affordable options for handling credit card and debit card transactions.
Wire services are offered for Bank of the West deposit customers. If you need to send a wire please contact your local branch. In order to process a wire transaction, you must be able to identify yourself through our enhanced security measures.